Claims Guidance

To assist with the challenges of adjusting NFIP claims after a flood, FEMA periodically issues guidance for claims adjusters and others who need to understand the coverage provided by the Standard Flood Insurance Policy. Several of the clarifications stated in the WYO Claims Guidance Bulletin W-08043 address NFIP coverage of flood damage to detached garages and property moved to safety, and use of the term “drywall” in claims documents. (full article)

Alternatives for Enclosures with Openings

Historically, older buildings in floodplains have sustained serious damage when flooding occurred because they were not elevated high enough to avoid flood waters. Now, both Federal regulations and internationally recognized building codes contain elevation requirements for the design and construction of buildings in Special Flood Hazard Areas (SFHAs). (full article)

New maps can be accessed with the Map Viewer on the FEMA website.

New Maps for 21 Million U.S. Residents

New Digital Flood Insurance Rate Maps (DFIRMs) for more than 21 million people have or will become effective during the next several months. These maps will affect more than 900 communities in approximately 30 States and include large, metropolitan areas such as Los Angeles, California; Milwaukee, Wisconsin; and Baltimore, Maryland. As the new DFIRMs become effective, flood risk designations for many properties are subject to change. (full article)